Using Aetna for Addiction Treatment

Questions about Aetna coverage? We’ll walk you through it.

Drug and alcohol addiction treatment is more accessible than ever thanks to the Affordable Care Act (ACA), which requires insurance plans to cover substance use and  mental health care the same way they cover other medical needs. That change has helped many people use their benefits to lower the cost of getting support. Aetna is one of the country’s leading providers, and many of its plans include coverage for addiction treatment.

SOBA New Jersey is proud to work with Aetna and accept a wide range of their policies. If you have Aetna, your benefits may help cover part of your care here. Our team can review your plan with you upfront, explain what is included, and help you understand any out-of-pocket costs before treatment begins, so you can move forward with clarity.

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Aetna Coverage at SOBA New Jersey

How Aetna Coverage Works for Addiction Treatment

Aetna is one of the largest health insurance providers in the U.S. Some people purchase Aetna plans directly, but many have coverage through an employer. Like most major insurers, Aetna helps cover a wide range of medical services. Under the Affordable Care Act, that coverage also includes treatment for substance use and mental health conditions.

If you have Aetna, your benefits may apply to different levels of care, from detox to outpatient support. Coverage can vary by plan, so if you are unsure what yours includes, we can help you review it and understand your options before you start.

In addition to Aetna and most major commercial policies, we also accept the following insurance carriers:

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Get a Confidential Callback Now

To learn more about our New Jersey drug and alcohol treatment center, contact us online or dial (888) 229-7989. We are available 24/7 to assist you. If you would like an immediate callback, fill out the form here.

We Work Hard to Make Going to Rehab Affordable

Questions about coverage? Give us a call at (888) 229-7989!

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Real Stories. Real Recovery.

Hear From Our Recovering Clients

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Absolutely the best place to build a solid foundation for my recovery.

Amazing & friendly community. Can’t say enough about the staff, EVERY tech, clinician & nursing are energetic, helpful, generous & welcoming. GROUPS are very educational. Delicious food made by talented chefs. If you’re struggling there is no better place to recover.

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Tracy Ferrara
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I went to SOBAs residential and sober living program and it really helped me on my journey with recovery.

The facility was great and so were the people. Mike C in particular was so great, he was kind, compassionate and welcoming and he also kept it real with me which was exactly what I needed. Couldn’t recommend SOBA enough.

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Kayleigh Wharton
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This treatment facility is like no other, its extremely clean, very well organized, and the program they run attends to the clients needs.

At Soba, its personal, and you are looked at as individuals rather than just a number. All the staff are amazing at what they do and take the extra time to make you feel at home. The techs that work here are top tier, and were the reason why I felt so at ease and hopeful for my future. Thank you!

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John Marone
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Soba saved my life and brought the best out of me

The entire staff is amazing and they were all truly there for me at all times. They put you first and I am beyond grateful for the help and support I received. Thank you all for helping me rediscover myself. I couldn’t have done this without SOBA. Big Shoutout to Mike C for going out of his way to make the unthinkable happen for us all and putting us first.

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Michael Lamboy
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The staff and food were standouts!

Special thanks to everyone there especially Mike, Scott, Sid, James, Deal, passion, roshida, Jess, Augie, Andre, Nelson, Amy to name a few. Hopefully will never have to go back but if I do I would choose Soba!

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Tom Pohmer
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SOBA NJ truly changed my life.

The techs and clinicians made me feel welcome from day one and helped me find hope again. Everyone there genuinely cares and goes above and beyond to support your recovery. I’m so grateful for everything they’ve done for me — I wouldn’t be where I am today without them. Big shout out to Mike C, Scott, Hov, Desi, Phil, Sam, and the rest of the team !

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David Vazquez
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When I first started going to soba to help with my drug addiction.

I knew right away that this place would change my life. Soba has helped me in so many ways, and I am so thankful for the group of people I’ve met who are so kind and sweet to me and I love that they show that they care for one another. I highly recommend going to Soba it will CHANGE YOUR LIFE

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Ariel Meza
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I’m forever grateful to you all.

“Entering recovery was one of the hardest decisions I have ever made. It was also one of the smartest, and one I wish that I had made 20 years ago. Last week I reached my 10-month clean date. I’d like to express my gratitude to the staff members who helped me along the way.”

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Amanda S.
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I will forever be grateful to soba.

The staff is truly amazing. They made the difference there and are the best people I have met they truly care about the people in the facility. Everyone does such an amazing job to help you to get to the other side. I will never forget that thank you!!!

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Erica Kane
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They SAVED MY LIFE. They can save yours.

“I came to them totally broken. The staff there helped me get my mental health straightened out, all while getting me off any and all drugs for the 1st time in 24 years. I’m able to say that I now have 152 days clean and sober.”

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Jade B.
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Words cannot even describe what SOBA has done for me.

“My life has made a 360 degree turn around for the best life I’ve ever experienced. I credit all the staff there. I am forever grateful to all of the SOBA staff and patients.”

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Gary P.
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Soba rehab is a dedicated facility that helps you with addiction.

It’s program gave me the tools to help me in my recovery. The staff was amazing,and supportive. I was able to continue my treatment past detox on their campus next door. Housing was comfortable and once again the staff helped me transition in my program. They continue to help me in my process in recovery and I couldn’t be more thankful.

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Alexis Habiger
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Understanding Your Aetna Insurance Options

What your Aetna plan may cover and how to check your benefits

Aetna offers several plan options, and many of them include benefits for addiction treatment and rehab. Coverage details vary depending on your specific policy and the level of care you need. If you’re not sure what your plan includes, we can help you review your benefits before treatment begins so you have a clear understanding of what is covered and what costs, if any, to expect.

Three parent categories of Aetna rehab insurance plans are:

01

Open Access

An open-access Aetna insurance plan gives you the chance to pick your own physician. This plan is ideal if your current physician is reluctant to let you explore how addiction treatments at a professional rehab center could help. It also allows you to seek treatments without a referral from your primary care physician.

02

Co-Pay Only

A copay-only insurance plan through Aetna requires you to pay a deductible for treatments, followed by small copay amounts if necessary. This type of insurance plan might be the best option for you if you need extensive rehabilitative treatments.

03

High Deductible

A high-deductible insurance plan through Aetna works with health savings account options to give you some control over your medical treatment spending. Although the deductible amount is higher than normal, the benefit is that most coverage options and benefits will apply before you reach the deductible lower limit.

How Aetna Insurance Works

Aetna insurance plans help mitigate the cost of medical and rehab care for the policyholder. Usually, Aetna can either pay a preset flat amount or pay a preset percentage of the total costs. The amount of coverage can also change from one type of treatment to another. For example, the coverage for inpatient care might look different than outpatient care coverage.

Aetna also offers to provide at least some coverage in emergencies, even if the emergency treatment would not normally be included in the policy. For example, if you needed to be admitted to inpatient rehab in an emergency to preserve your health, then Aetna would still give you some coverage, no matter where you went for help.

How Aetna Benefits Apply to Treatment

See how your plan may support different levels of care

Our team at SOBA New Jersey can help you understand your Aetna benefits and how they apply to different levels of care. Because treatment needs can vary from person to person, we will review your plan with you and explain what may be covered before you start.

Aetna may help cover the following rehab treatment services:

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Medical Detox

Many people who join an addiction recovery plan will start with medical detox, which gives them a safe space to get through withdrawal symptoms. Aetna offers medical detox coverage in most situations. Rapid detox might not be covered, though.
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Inpatient Treatment

If you have to stay at SOBA New Jersey for several nights or longer due to the severity of your addiction, Aetna insurance coverage can be used to keep the total cost of inpatient care low. Aetna has Platinum, Gold, Silver, and Bronze inpatient re...
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Outpatient Treatment

SOBA New Jersey offers outpatient treatment options that let you benefit from rehab and still maintain a normal day-to-day schedule. Aetna offers insurance coverage for some outpatient treatments, but not all. We will let you know if your policy w...
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Courtesy Client Pick-Up Within 5 Hours of Our Location

We provide free transportation services for clients within a 5-hour distance of our New Brunswick, NJ rehab facilities. This service is for individuals in need of drug or alcohol detox that are unable to find transportation to our facility. This service includes transportation from New York, New Jersey, Pennsylvania and Connecticut.

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Use Aetna Insurance at SOBA New Jersey

Everything at SOBA New Jersey is designed to make your life easier as one of our clients, starting with the intake process. We can discuss your Aetna insurance coverage to see how it will help pay for the rehab treatments that you need to get back on your feet. Your comfort and recovery are always our top priorities.