Insurance & Payment Options for Rehab at SOBA New Jersey

Insurance and Payment Options for Rehab

Insurance & Payment Options at Soba New Jersey

At SOBA New Jersey, we believe that no one should ever be turned away from seeking help due to cost. So to increase access to quality drug and alcohol rehab, we help our clients understand their insurance coverage, payment options, and potential out-of-pocket expenses before starting treatment.

We are in-network with Cigna. We also work with many insurance companies that may have out-of-network benefits for substance use and mental health treatment. Although insurance plans may vary, we work with the following insurance providers:

Aetna
Anthem
Blue Care Network
Cigna
Empire Blue Cross Blue Shield
Health Net
Horizon Blue Cross Blue Shield
Magellan
Optum
Premera
Regence
United Healthcare
AmeriGroup
AmeriHealth
Beacon
Blue Cross Blue Shield
ComPsych
Great-West Life
Highmark
Humana
Multiplan
Preferred One
QualCare
TriCare

If you don’t see your insurance provider listed, please contact us. Our admissions team can review your benefits and explain whether your plan may help cover treatment.

Making Rehab More Affordable

The price of substance abuse treatment is based on multiple elements, including the level of care needed, length of stay required, insurance benefits, deductibles, copays, coinsurance, and medical necessity requirements. A person who is admitted into medical detox or inpatient rehab may require different coverage than a person who is entering intensive outpatient or outpatient programs.

Our admissions coordinators can help verify your insurance coverage and explain how much of your treatment your insurance company may pay. They can help determine in-network or out-of-network benefits, get any necessary pre-authorizations, and review deductibles and estimated out-of-pocket costs for you.

In addition, for those using out-of-network benefits, SOBA NJ also offers complimentary courtesy insurance billing so we can take some of the burden off of you while you seek care.

If you do not have insurance or prefer to pay out-of-pocket, reach out to our team to explore what options are available.

We Work Hard to Make Going to Rehab Affordable

Don’t See Your Insurance? Call Us to Hear the Full List of Insurances (888) 229-7989

Get a Confidential Callback Now

To learn more about our New Jersey drug and alcohol treatment, contact us online or dial (888) 229-7989. We are available 24/7 to assist you. If you would like an immediate callback, fill out the form here.

Frequently Asked Questions About Insurance Coverage for Rehab

Does Insurance Cover Addiction Treatment?

Most private insurance companies provide some level of coverage for substance use treatment and mental health treatment. The extent of this coverage will depend on your specific insurance plan, your provider network, and your clinical needs.

Because each policy differs, the best way to determine whether any benefits apply in your situation is to contact your insurance company to confirm your eligibility. To help people understand what they may have available, SOBA NJ can also help identify potential insurance coverage or other funding methods that may apply.

What is the difference between in-network and out-of-network insurance coverage?

Nearly all insurance carriers offer policyholders access to a network of primary care physicians, specialists, pharmacies, hospitals, and other healthcare providers. To be included in this network, these providers must typically meet certain requirements. They must also agree to offer covered services (under the specific health plan) at lower rates in exchange for being in the insurance provider’s network. Providers who are not within this network are considered “out-of-network” and can charge full price for services provided.

Often, insurance still covers some (or even most) of the costs of seeing an out-of-network provider. However, the out-of-network provider can charge the difference between the covered amount and the full cost. This means you may end up paying some portion of the total cost of the service out of pocket.

Why isn’t SOBA New Jersey in-network with my insurance?

We remain a private facility so that we can continue to deliver the highest quality of care possible. Our advised length of stay, number of therapy sessions, therapy types, and other aspects of treatment are tailored to provide proven, lasting results for our clients. These factors remain determined by our trained professionals, not the insurers, in an effort to ensure that the care we give provides successful results.

How do I make sure my insurance pays out-of-network?

Don’t worry! One of our admissions coordinators will verify your insurance benefits to make sure they work for our treatment program. Plus, we provide courtesy insurance billing for out-of-network benefits. This makes it easy for our clients to get the care they deserve without the worry or hassle of dealing with the insurance companies.

Real Stories. Real Recovery.

Hear From Our Recovering Clients

Read All Reviews

Absolutely the best place to build a solid foundation for my recovery.

Amazing & friendly community. Can’t say enough about the staff, EVERY tech, clinician & nursing are energetic, helpful, generous & welcoming. GROUPS are very educational. Delicious food made by talented chefs. If you’re struggling there is no better place to recover.

Tracy Ferrara

I went to SOBA’s residential and sober living program and it really helped me on my journey with recovery.

The facility was great and so were the people. Mike C in particular was so great, he was kind, compassionate and welcoming and he also kept it real with me which was exactly what I needed. Couldn’t recommend SOBA enough.

Kayleigh Wharton

This treatment facility is like no other, its extremely clean, very well organized, and the program they run attends to the clients needs.

At SOBA, its personal, and you are looked at as individuals rather than just a number. All the staff are amazing at what they do and take the extra time to make you feel at home. The techs that work here are top tier, and were the reason why I felt so at ease and hopeful for my future. Thank you!

John Marone

SOBA saved my life and brought the best out of me

The entire staff is amazing and they were all truly there for me at all times. They put you first and I am beyond grateful for the help and support I received. Thank you all for helping me rediscover myself. I couldn’t have done this without SOBA. Big Shoutout to Mike C for going out of his way to make the unthinkable happen for us all and putting us first.

Michael Lamboy

The staff and food were standouts!

Special thanks to everyone there especially Mike, Scott, Sid, James, Deal, Passion, Roshida, Jess, Augie, Andre, Nelson, Amy to name a few. Hopefully will never have to go back but if I do I would choose SOBA!

Tom Pohmer

SOBA NJ truly changed my life.

The techs and clinicians made me feel welcome from day one and helped me find hope again. Everyone there genuinely cares and goes above and beyond to support your recovery. I’m so grateful for everything they’ve done for me — I wouldn’t be where I am today without them. Big shout out to Mike C, Scott, Hov, Desi, Phil, Sam, and the rest of the team !

David Vazquez

When I first started going to SOBA to help with my drug addiction.

I knew right away that this place would change my life. SOBA has helped me in so many ways, and I am so thankful for the group of people I’ve met who are so kind and sweet to me and I love that they show that they care for one another. I highly recommend going to SOBA it will CHANGE YOUR LIFE

Ariel Meza

I will forever be grateful to SOBA.

The staff is truly amazing. They made the difference there and are the best people I have met they truly care about the people in the facility. Everyone does such an amazing job to help you to get to the other side. I will never forget that thank you!!!

Erica Kane

I’m forever grateful to you all.

“Entering recovery was one of the hardest decisions I have ever made. It was also one of the smartest, and one I wish that I had made 20 years ago. Last week I reached my 10-month clean date. I’d like to express my gratitude to the staff members who helped me along the way.”

Amanda S.

They SAVED MY LIFE. They can save yours.

“I came to them totally broken. The staff there helped me get my mental health straightened out, all while getting me off any and all drugs for the 1st time in 24 years. I’m able to say that I now have 152 days clean and sober.”

Jade B.

Words cannot even describe what SOBA has done for me.

“My life has made a 360 degree turn around for the best life I’ve ever experienced. I credit all the staff there. I am forever grateful to all of the SOBA staff and patients.”

Gary P.

SOBA rehab is a dedicated facility that helps you with addiction.

It’s program gave me the tools to help me in my recovery. The staff was amazing,and supportive. I was able to continue my treatment past detox on their campus next door. Housing was comfortable and once again the staff helped me transition in my program. They continue to help me in my process in recovery and I couldn’t be more thankful.

Alexis Habiger

Get Help Understanding Your Coverage

Verify Your Insurance

The process of getting treatment for drug and alcohol addiction can be extremely difficult, stressful, and time-consuming, especially when you are trying to make a decision quickly. But we are here to help. SOBA NJ’s admission team is here to answer your questions, verify your benefits, and help you determine your next steps.

Call SOBA NJ or verify your insurance online to learn more about addiction rehab insurance coverage.